Buy a new home

Once you talk with a lender, you should be given an estimate of how much you can afford for a house.
Being pre approved can help you in a variety of ways. So if a home seller gets two offers, one being yours with a pre approved letter from your bank saying you have been approved for the amount offered, and then there is the other person with no letter, your chances of getting the house are much better.
Determine what you Want and what you need
purchaseing a home isn’t as challenging as most think. If you familiarize yourself with the real estate market and narrow down what you want and need before purchaseing house the process will run a lot smoother.
Be sure to understand agent duties and devotion because some real estate agents represent purchaseers, sellers, or both or depending on the state they can work as neutral facilitators for either party.
Start Searching for your New Home
Your agent will most likely give you multiple listing sheets to review. You might have also picked up a real estate magazine in your area and found a house through that, shop online, or find ads in the newspaper. Other ideas can be driving around the neighborhoods that have houses for sale. Either way you look, consider these home purchaseing search tools in your search.
Home purchaseing Search Tools
 Consider houses that others may overlook
 Get out there to see what’s out there
 Look into public versions of multiple listing service web sites
 Search for real estate agent web sites
 Browse real estate search engines and networks
 Find for sale by owner properties
 Look at magazine and newspapers in print
 Find foreclosed homes
 Handle Pre-Offer Tasks

When looking at houses be sure to look at its structure and features which can help determine if its something you want or not.

put in an Offer
There's no one specific set of instructions that cover all the differences in real estate laws and customs that exist throughout the United States, so when putting in an offer on a house, it will depend on your location.
 House Inspections and Other Tests
Some states allow home inspections before the final contract is signed where as in other states inspections take place after the contract is signed. No matter when you have to do them, it's very important to decide which inspections and tests you want done.
Discuss with your real estate agent or if you don’t have one, then an advisor to find out when inspections should happen and if additional types of testing are needed for a specific area.
Avoid having to Correct Last Minute Problems
As the closing date approaches, everyone involved in your real estate transaction should be checking the progress on a daily basis. That way if a problem arises it can be taken care of right away.
Step 11- Closing
Closing, also called settlement, is the event that transfers ownership of the property from the last owner to you.